Capital Financing

PCDC is committed to helping meet the capital needs of community-based health providers across the country to expand and enhance primary care and other vital health services.

How we help

We raise capital from investors, government, banks, and foundations nationwide that share our commitment to advancing health equity. All look to us as a leading conduit of change—minimizing cost, maximizing flexibility, and optimizing outcomes.

We are mission-driven financial experts who help health centers and practices to find the right financial solutions to achieve their expansion goals.

We supply essential and flexible financing, especially in communities of color and other disinvested communities, including traditional term financing, short-term and/or bridge financing, tax credit financing, or selective working capital facilities.

What we offer

Facility Financing

We provide flexible, customized capital to help primary care providers expand and transform their practices.

New Markets Tax Credits Financing

Our NMTC program provides flexible, low-cost financing for primary care projects in underserved communities.

New York State Revolving Capital Fund

Our public-private partnerships provide new financing avenues for primary care projects across the country.

Transformation Loan Fund

Our Transformation Loan Fund enables health centers and other providers to undertake critical investments that support new delivery and payment models.

Stories of impact

We are a national community development financial institution (CDFI). Our Capital Investment Team provides capital financing, training and technical assistance to increase primary care capacity and advance equity in health.

  • Genesee/Orleans Council on Alcoholism and Substance Abuse (GCASA) offers services and support for those impacted by addiction. After being awarded a grant that required GCASA to finance its project costs upfront, we provided a flexible $1.75 million bridge loan to support the organization during construction.

    Genesee/Orleans Council on Alcoholism and Substance Abuse, Inc (“GCASA”)

    Batavia/Albion, New York

  • Santa Cruz Community Health Center (SCCHC) is a Federally Qualified Health Center (FQHC) that provides primary care services to patients regardless of their financial status. In 2020, SSCHC reached capacity and needed to construct a larger health clinic. We closed on a $10 million NMTC allocation and a $2.0 million source loan to support the construction.

    Santa Cruz Community Health Center (SCCHC)

    Santa Cruz, CA

  • Premier Community HealthCare Group, Inc. is a Federally Qualified Health Center (FQHC) that serves more than 36,000 patients in Florida. In 2019, Premier developed a plan to expand services to their patients. To support the expansion, in collaboration with other CDFIs and CDEs, we provided $16.5 million of NMTC and $1.9 million in loans.

    Premier Community HealthCare Group, Inc.

    Dade City, Florida

  • Henry J. Austin Health Center (HJAHC) is an FQHC and the largest non-hospital based ambulatory care provider in Trenton, NJ. In 2019, HJAHC decided to renovate their main site to make it more therapeutic. We provided nearly $3 million towards the $4 million project. The facility was recapitalized in 2022.

    Henry J. Austin Health Center

    Trenton, NJ

  • Community Health and Wellness Center of Greater Torrington (CHWC) is a Federally Qualified Health Center (FQHC) in the northwest corner of Connecticut. We offered CHWC a $1 million loan to support its efforts in aligning its care delivery model with a Patient Centered Medical Home (PCMH) model.

    Community Health and Wellness Center of Greater Torrington

    Torrington, Connecticut

Our Team

Meet the Whole Team

Our team includes financial experts in social impact investment, community development finance, portfolio management, New Markets Tax Credits (NMTC), and business and project development. We develop financial solutions for our clients' projects. Our work in capital financing increases primary care capacity and advances health equity.

Eleanor Beaber

Senior Loan Officer, Southeast and Midwest

Nancy B. Lager, MPH, MSUP

Senior Director, Business Development

Tiffany Lopez

Loan Officer, Northeast

Chris McMartin

Senior Loan Officer, West Coast

Resources

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August 10, 2022

Access to Primary Care in New York State (2022)

Research Reports

May 27, 2022

Investing in Primary Care: The Pathway to Better Health and Equity in the United States

Research Reports

March 26, 2020

Primary Care Access and Opportunities in New York State

Research Reports

January 29, 2020

Capital Financing 101 for Behavioral Health Agencies

Webinars

May 20, 2019

Rural Access to Primary Care in New York State

Research Reports

Events

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Newsroom

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October 6, 2023

Preserving Access to Needed Primary Care in Westchester County

Client Spotlight

October 13, 2022

Funding the Expansion of Trauma-Informed Care in New Jersey

Investment

May 23, 2022

Responding to Health Care Needs for Unhoused People in California

Investment