Richard Reynoso is Portfolio Management Director for the Primary Care Development Corporation (PCDC). Richard plays a central role in the growth and expansion of PCDC’s lending practice, with primary responsibility for managing a portfolio of relationships including loans, NMTC, and bond financing throughout the United States. In accordance with PCDC policies and guidelines, Richard works with borrowers in the Capital Investment portfolio following the closing and initial funding of the investment through the final payoff, facilitating regularly scheduled meetings with borrowers, conducting financial analyses, performing covenant compliance reviews, preparing credit memos, presenting proposals to loan committees, negotiating terms and documents for restructures and modifications. Richard joined PCDC in early 2020 with an extensive background in portfolio management, having worked with prominent financial institutions and an NYC-based CDFI. Richard joins us most recently from CIT Bank where he was VP of Portfolio Management in the Healthcare Investment Banking group. Richard received his Bachelor’s Degree in Economics with a minor in Sociology from Binghamton University in Binghamton, NY.